Received the Chartered Financial Analyst (CFA) designation in February 2020 after passing all levels of the exam and attaining the relevant work experience. The CFA curriculum includes content related to investment analysis, portfolio management, and capital markets.

Double Major in English and EconomicsMinor in Business

<ul><li class="ql-align-justify">Created thought leadership content strategies for J.P. Morgan products and industry insights.&nbsp;</li><li class="ql-align-justify">Implemented content strategy framework that resulted in a repeatable template.</li><li class="ql-align-justify">Drafted white papers, eBooks, and articles based on content strategies.</li><li class="ql-align-justify">Edited articles and white papers for clarity, conciseness, and tone.</li></ul>

Senior Writer & Content Strategist

<ul><li>Participated in an industry engagement and outreach team at the Federal Reserve where I specialized in producing written content on payments</li><li>Produced research briefs for Federal Reserve executives on trending payments topics and drafted 10+ educational articles to explain complicated payments topics to casual readers.</li><li>Brainstormed, drafted, and pitched 10+ ideas for major conferences each year including the first pitch to be accepted from their department for the previous three years. </li><li>Demonstrated leadership skills by spending three months as an interim program lead intended for a more senior employee and drafting the the program's first two reports. </li><li>Built cross-team relationships with sales, marketing, and product development teams to gather relevant information for articles.</li><li class="ql-align-justify">Managed content projects from conception to completion.</li></ul>

Industry Relations Representative

<ul><li>Performed three roles across Morningstar; started as a Product Consultant, then an Associate Fund Analyst, and lastly as a Data Journalist.</li><li>Produced over 20 education articles explaining complex topics to investors, one of which became one of the top three most-read articles of 2020.</li><li>Created 50+ definitions for an investment glossary.</li><li>Produced roughly 40 written reports on whether investment professionals should consider individual funds.</li><li>Developed financial product expertise as a Product Consultant and communicated with clients to resolve technical issues.</li><li>Interviewed portfolio managers to understand investment style and analyzed data in Excel to evaluate the merit of mutual funds.</li></ul>

Data Journalist

<ul><li class="ql-align-justify">Supported USA TODAY’s college vertical in various roles including a correspondent, breaking news writer, social media producer, trends writer, and personal finance columnist.</li><li class="ql-align-justify">Produced over 200 articles across a variety of formats, lengths, and styles.</li><li>Conceptualized and wrote a weekly personal finance column explaining complicated topics to new readers.</li></ul>

Various Roles

What to understand about downmarket jargon like volatility, bear market, and recession.

Investing Terms for Turbulent Times

Michael Schramm

These high-quality names look relatively cheap today.

7 Additions to the Morningstar Wide Moat Focus Index

You should probably start with a fund. Here's some advice on getting started.

Should I Start Investing With Stocks or Mutual Funds?

A three-step solution for selecting the best college savings plan.

How Do I Choose a 529?

Get to know the differences between them and find out which one is right for you.

HSA vs. FSA: How to Choose One

All you need to know about HSAs, the popular account used to cover healthcare expenses.

What Is a Health Savings Account?

Tips from a prior first-generation student.

Students, Here's How to Make the FAFSA Application as Easy as Possible

Want to get smarter about investing? Check out some of these books.

7 Great Investing Books for Beginners

In good news for Starbucks, which has gottena lot of flackfor its simple design take on itsholiday cups  it has something far better to share: Its extending itsfree tuition plan to family members of military employees.

Starbucks offers free tuition to military employees' families

It's never too early, or too late, to teach your kids how to manage their money.

College Students Have a Lot to Learn About Finances: Tips on How to Help

Money 101 is an experimental USA TODAY College series. Were diving into personal financial topics impacting college students and unpacking complex finance terms that young people need to know.

Money 101: BOO! 6 Scary Financial Mistakes (And How To Avoid Them)

This is a summary of articles I've produced across various financial topics.

Work Samples.pdf

English (British)

Michael Schramm is an experienced Finance Writer and Content Strategist with over seven years of experience across the Media, Investment, and Financial Services industries. He has produced content for web and other materials for clients including the Federal Reserve, USA Today, Morningstar, and J.P. Morgan. Michael has built impactful pieces of thought leadership, specializing in personal finance, investing, and payments.

Michael Schramm

Employment Highlights

Education Highlights

Portfolio

Investing Terms for Turbulent Times

7 Additions to the Morningstar Wide Moat Focus Index

Should I Start Investing With Stocks or Mutual Funds?

How Do I Choose a 529?

HSA vs. FSA: How to Choose One

What Is a Health Savings Account?

Investing Terms for Turbulent Times

7 Additions to the Morningstar Wide Moat Focus Index

Should I Start Investing With Stocks or Mutual Funds?

How Do I Choose a 529?

HSA vs. FSA: How to Choose One

What Is a Health Savings Account?